*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1c2430;line-height:1.6;background:#fff}
a{color:#2E6B6B}.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
header{background:#0B1D45;color:#fff;position:sticky;top:0;z-index:5}header .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:8px;padding:14px 20px}
.logo{font-weight:800;font-size:1.4rem;color:#fff;text-decoration:none;letter-spacing:.5px}.logo span{color:#7FB5B5}
nav a{color:#C9D6E3;text-decoration:none;margin-left:18px;font-size:.95rem}nav a:hover,nav a.on{color:#fff}
.hero{background-color:#0B1D45;background:linear-gradient(135deg,#0B1D45,#1E3A6B);color:#fff;padding:80px 0 70px}.hero h1{font-size:2.6rem;line-height:1.2;margin:0 0 16px;max-width:780px}.hero p{font-size:1.15rem;max-width:720px;color:#D3DCE8}
.btn{display:inline-block;padding:13px 24px;border-radius:6px;font-weight:600;text-decoration:none;margin:8px 10px 0 0}.btn.p{background:#7FB5B5;color:#0B1D45}.btn.p:hover{background:#94C4C4}.btn.s{border:2px solid #fff;color:#fff}.btn.d{border:2px solid #2E6B6B;color:#2E6B6B}
section{padding:60px 0}section.alt{background:#F2F5F8}h2{font-size:1.8rem;margin:0 0 18px;color:#0B1D45}h3{margin:0 0 6px;color:#0B1D45}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}.card{background:#fff;border:1px solid #e1e7ef;border-radius:10px;padding:22px}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding:0 0 22px 56px}.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:#0B1D45;color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.ph{background:#fff3b0;color:#6b4e00;border:1px dashed #c99a00;padding:1px 6px;border-radius:4px;font-size:.92em}
.cta{background:#0B1D45;color:#fff;text-align:center}.cta h2{color:#fff}
.note{font-size:.9rem;color:#5a6676;font-style:italic}.faq p{margin:0 0 18px}
footer{background:#07132F;color:#A9B6C6;padding:36px 0;font-size:.9rem}footer a{color:#C9D6E3;margin-right:14px}
.formslot{border:2px dashed #7FB5B5;border-radius:10px;padding:28px;background:#EEF5F5;text-align:center}
@media(max-width:720px){.hero{padding:50px 0}.hero h1{font-size:1.8rem}nav a{margin:0 12px 0 0}header .wrap{flex-direction:column;align-items:flex-start}}
.logo img{display:block;height:40px;width:auto}footer img{height:34px;width:auto}nav a.on{border-bottom:2px solid #7FB5B5}.card{border-top:3px solid #8A9BB0}
/* a11y */
.skip{position:absolute;left:8px;top:-60px;z-index:10;background:#fff;color:#0B1D45;padding:10px 16px;border-radius:6px;font-weight:700}.skip:focus{top:8px}
a:focus-visible,button:focus-visible,[tabindex]:focus-visible{outline:3px solid #F2B705;outline-offset:2px;box-shadow:0 0 0 5px #0B1D45;border-radius:3px}main:focus{outline:none}
.cta a.lt{color:#7FB5B5}h2.h3{font-size:1.17em;margin:0 0 6px}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}