Market Your Portfolio to the Right Buyers

We present your portfolio to buyers whose criteria fit it and coordinate the process through closing.

Market Your Portfolio

How It Works for Sellers

  1. Share a summary

    Portfolio type, original creditor(s), account count, face value, charge-off dates, states, and collection history. No account-level files yet.

  2. Masked file review

    After we discuss the portfolio, you provide a masked file with personal consumer information removed or obscured.

  3. Buyer matching

    We present the portfolio to buyers whose criteria fit and walk you through the interest and offers received.

  4. Agreed terms

    Accepted terms are documented in a bill of sale, supported by chain of title.

  5. Coordinated closing

    Payment is received first; complete files and media are then shared with the buyer through secure, view-only Google Drive links.

Portfolio Types

  • Credit card
  • Medical
  • Auto
  • Utility
  • Personal loan
  • Other consumer receivables

Portfolios of any size are welcome.

What to Have Ready

  • Original creditor(s) and portfolio type
  • Account count and total face value
  • Charge-off date range and states
  • Prior placements or collection status
  • Chain of title and available media
  • Pricing expectations, if any

Seller FAQ

Do I need to send account files to start?
No. Start with a summary; masked files come later.

When are full files released?
Only after the buyer’s payment is received.

What does it cost?
Fees are negotiable and discussed for each portfolio.

Is there a minimum portfolio size?
No. We work with portfolios of any size.

Ready to Market Your Portfolio?

Send a summary and we’ll follow up on next steps.

Market Your Portfolio

or email sales@xtructbusiness.com